September 21, 2017Shawn LaneConsumer Credit Expert Bad Credit Hurts: Understanding Negative Information It can make life miserable and stressful. It can harm you financially, it can damage your marriage, and it can stand in the way of providing the type of life for your family which you desire. Bad credit certainly is not any fun, […]
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June 27, 2018Shawn LaneConsumer Credit Expert Identity theft isn’t a 4-letter word, but it probably should be. If you have ever been a victim of identity theft then you are sure to agree. It is a scary unsettling crime, which can haunt you for many years, unless you take control of the situation. What Is
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June 14, 2018Shawn LaneConsumer Credit Expert Credit Card account Impacts Your Scores Basic credit common sense tells you that paying your bills on time is essential to maintaining a good credit rating. What you may not realize, however, is that your payment history is only one component of good credit. Payment history absolutely matters, but
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May 15, 2018Shawn LaneConsumer Credit Expert Credit Mistakes You Can Teach Your Children As a parent, you are responsible for teaching your kids many different important life lessons. When they are young, you help them learn how to walk and talk. A few years later, you start teaching your kids about reading, writing, and arithmetic.
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May 31, 2018Shawn LaneConsumer Credit Expert Fair Credit Reporting Act As consumers, there is a lot about the world of credit reporting which feels unfair. For starters, the fact that the credit bureaus are permitted to collect information about you, compile that information into reports, and sell your information to others for a profit –
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March 7, 2018Shawn LaneConsumer Credit Expert Credit Score Dropped by Over 100 Points! In my line of work, I am asked questions everyday like this one I received last week: “Shawn, I have been working hard for a while now hoping to raise my credit scores. I was making good progress, but when I logged
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February 5, 2018Shawn LaneConsumer Credit Expert Don’t Fall for These Credit Myths! The world of credit is overflowing with myths and plain bad advice. Unfortunately, when it comes to your credit, believing the wrong myth could really hurt you. Before you blindly follow the advice you received from your well meaning loved one or the
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January 3, 2018Shawn LaneConsumer Credit Expert Few Things You Can Do to Increase Your Credit Score Struggling with the effects of bad credit can be very stressful. When you have credit problems, there is no question that life often becomes more difficult. With bad credit it can be tough to purchase a home, secure reliable
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October 16, 2017Shawn LaneConsumer Credit Credit problems Is your goal to purchase a home in the near future? If so, there is a checklist of qualification standards you are going to need to meet before a lender will approve your mortgage application. Among other requirements, this checklist includes proof of steady employment and income, acceptable
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February 7, 2019Shawn LaneConsumer Credit Expert Part 1: Payment History Your credit scores are an important component of your financial wellbeing. Without solid credit scores, life can be a lot more difficult (not to mention more expensive) than it needs to be. The good news is that if you learn what influences your credit scores,
What Makes Up Your Credit Scores? Part 1: Payment History Read More »